Eighty Percent of Small Claims Court Cases and Bad Debts Dont Get Recovered
Small Claims Court » Eighty Percent of Small Claims Court Cases and Bad Debts Dont Get Recovered
This is true for most Americans:
- Someone did you wrong
- You go to small claims court
- The judge agrees in your favor
- You never see any money that is owed to you.
Although the civil courts are set up to allow you to receive money owed to you, that doesn't mean that it is easy. The court system allows access to fairly generic information on filing any garnishment of wages, liens, bank garnishments and other methods of getting back what is owed to you that the small claims court awarded to you, however that information will not teach you everything you need to know. So we are left with only a few options:
- Call it a loss (Never recover your money)
- Spend several weeks trying to figure out how to get your money back yourself
- Talk to an attorney and pay a retainer plus hundreds per hour fees
- Use a judgment recovery service
Although collection agency service isn't hard to figure out once you learn how to do it, the process can be worth the effort. You would suggest that judgment is awarded to you, they would make it less of a hassle for you to collect the funds that you are owed.
The courts offers pamphlets to you explaining debtors rights. Try to find out information from one of the court clerks how you find the debtors banking information or the process to garnish the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The easiest way to get all of the information about the debtor is a process called skip tracing. Part of this process involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the hardest things a creditor will face is that almost all credit reporters won't let you retrieve a credit report on somebody if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will collect your money for you with no fees out of your pocket, and no fees if your funds aren't recovered. Unlike lawyers who charge a per hour fee, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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